Terms of Use

Last updated: 10 March 2026

These Terms of Use govern access to and use of the website pharosgroup.gr and any related digital services made available by ZIKOS & LASKARIDOU G.P., trading as “Pharos Group” (“Company”, “we”, “us”, “our”).

By accessing or using the website, you confirm that you have read, understood, and accepted these Terms of Use. If you do not agree, you must not use the website.

1. COMPANY DETAILS

– Company name: ZIKOS & LASKARIDOU G.P.
– Registered address: Triantafillidi 72, Volos 383 33
– Tax registration number / VAT number: 802421615
– Email: info@pharosgroup.gr
– Phone: +30 694 900 2888 / +30 698 7425 576

2. PURPOSE OF THE WEBSITE

The website provides general information about the Company, its services, business activities, and contact or inquiry options.

Unless explicitly stated otherwise, all content on the website is provided for general informational purposes only and does not constitute a binding offer or commitment.

3. USER OBLIGATIONS

When using the website, you agree:

– to use it lawfully and in accordance with these Terms
– to provide accurate, complete, and up-to-date information when submitting forms
– not to interfere with the security, integrity, or proper functioning of the website
– not to attempt unauthorized access to systems, data, accounts, or infrastructure belonging to the Company or third parties
– not to submit malicious code, spam, unlawful, defamatory, abusive, misleading, or otherwise inappropriate material

4. NO PROFESSIONAL ADVICE

Unless expressly stated otherwise, the content on this website does not constitute legal, financial, investment, tax, accounting, medical, engineering, or other professional advice.

Contact through the website, by email, or by phone does not by itself create a professional engagement, contractual relationship, or duty to provide services.

5. INTELLECTUAL PROPERTY

Unless otherwise stated, all content on the website, including but not limited to:

– texts
– graphics
– logos
– trademarks
– trade names
– images
– videos
– layout elements
– branding assets
– downloadable materials

is owned by or lawfully licensed to the Company and is protected by applicable intellectual property laws.

Without the Company’s prior written consent, you may not:

– copy, reproduce, distribute, republish, display, or commercially exploit website content
– modify, adapt, translate, or create derivative works from website content
– use trademarks, logos, or distinctive signs in a way that may create confusion

Limited personal, non-commercial use is permitted provided that all proprietary notices remain intact.

6. USER-SUBMITTED CONTENT

If you submit content, files, inquiries, or information through the website:

– you represent that you are legally entitled to share such content
– you remain solely responsible for its lawfulness, accuracy, and suitability
– you must not submit content that infringes third-party rights or violates applicable law

The Company reserves the right to reject, remove, or ignore content that it reasonably considers unlawful, abusive, or in breach of these Terms.

7. AVAILABILITY AND CHANGES

We make reasonable efforts to keep the website available, secure, and accurate. However, we do not guarantee that the website will always be uninterrupted, error-free, or free from harmful components.

We reserve the right to modify, suspend, withdraw, or discontinue any part of the website at any time, including for maintenance, security, upgrades, or business reasons.

8. THIRD-PARTY LINKS

The website may contain links to third-party websites or services for convenience only. We do not control and are not responsible for the content, availability, security, terms, or privacy practices of third-party websites.

9. LIMITATION OF LIABILITY

To the maximum extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or in connection with:

– use of or inability to use the website
– website errors, omissions, or inaccuracies
– interruptions or unavailability
– malicious acts of third parties
– unauthorized access to or loss of data
– acts or omissions of third-party providers

Nothing in these Terms excludes liability that cannot lawfully be excluded or limited under applicable law.

10. INDEMNITY

You agree to indemnify and hold harmless the Company, its officers, employees, contractors, and partners from any claims, losses, liabilities, damages, costs, or expenses arising from:

– your breach of these Terms
– your unlawful or improper use of the website
– your infringement of third-party rights
– your submission of false, misleading, or unlawful information

11. PRIVACY AND COOKIES

The processing of personal data through the website is governed by the Privacy Policy and Cookies Policy, which should be read together with these Terms.

12. CONFIDENTIALITY OF COMMUNICATIONS

Sending information to the Company through the website, by email, or by other informal means does not automatically create a confidential, privileged, or fiduciary relationship unless expressly agreed in writing.

If the Company operates in a regulated or advisory field, this section should be reviewed by external legal counsel before publication.

13. BREACH AND ACCESS RESTRICTION

We reserve the right to restrict, suspend, or terminate access to the website where we reasonably believe that a user:

– breaches these Terms
– violates applicable law
– creates security or operational risk
– engages in abusive, misleading, or malicious conduct

14. GOVERNING LAW AND JURISDICTION

These Terms are governed by Greek law and, where applicable, European Union law.

Any dispute arising out of or in connection with the website shall be subject to the exclusive jurisdiction of the courts of Athens, Greece, unless mandatory law provides otherwise.

15. CHANGES TO THESE TERMS

We may update these Terms of Use from time to time. Any updated version will become effective upon publication on the website unless otherwise stated.

Continued use of the website after publication of revised Terms constitutes acceptance of those revised Terms.

16. GENERAL

If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Any failure by the Company to enforce any right or provision shall not constitute a waiver of that right or provision.

These Terms constitute the entire agreement between the user and the Company regarding website use, unless a separate written agreement applies.

17. CONTACT

For questions regarding these Terms of Use, contact:

– Email: info@pharosgroup.gr
– Phone: +30 694 900 2888 / +30 698 7425 576
– Address: Triantafillidi 72, Volos 383 33